The Facade of BNPL (Buy Now, Pay Latter)-Driven Growth: Delusion or Harbinger of Economic Winter?
Executive Summary The facade of BNPL (Buy Now, Pay Later) schemes as engines of consumption and sustainable growth warrants careful scrutiny by executive leadership. While BNPL appears to fuel retail activity and expand financial inclusion, it risks masking underlying consumer vulnerabilities that could precipitate a sharper economic contraction. This article examines BNPL through the lens … Read more